February 2018 Volume 16, Number 2 | |||||
Communicating the Value of Your Health Benefit PlanYou’ve worked hard to choose and provide the right group health benefit plan for your employees. The premiums are reasonable, the deductibles are low and plan participants have a good choice of health care providers.
That’s a good start, but there’s something else you should do — educate your employees. The more your employees know about their benefit plans, the smarter decisions they’ll make for their well-being, health and pocketbook. Plan Changes
Unfortunately, many employees just re-enroll without really researching what they are buying. They generally are aware of the premiums and deductibles, but may not know that there are other benefits associated with their plans. Hidden Benefits
Telemedicine is quickly becoming a popular benefit. It lets health plan members call a board-certified physician any time of the day to get medical advice. Many times, the physician will have access to a patient’s health records and can prescribe medications. Telemedicine improves access for patients in rural areas who are not near medical centers. It’s also important for those who have an immediate need for help after offices are closed, and it’s an aid for those who can’t or don’t want to sit in a doctor’s office waiting for their appointment. The Value of the Employee Portal
An employee portal can hold a vast amount of information about an employee’s health plan. They can access their plan information any time day or night. Plan members also can find out the status of their claims. Effective Communication
One of the biggest advantages of frequently communicating with your employees about their benefits is that it shows that you care about them. It also helps them make better decisions.
Many brokers will facilitate one-on-one or group training sessions where employees get more information and can ask questions about their benefits. |
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Macy’s Tobacco Cessation Program Questioned Affordable Care Act Compliance Issues to Watch in 2018 Questions to Ask Potential Retirement Plan Providers Communicating the Value of Your Health Benefit Plan The Advantages of Bundling Group Dental and Vision Insurance
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