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January 2019  Volume 17, Number 1        
 

This Just In ...

Wave of the Future: Combined Health and Dental Benefits

Tired of having to purchase employee dental policies separate from health insurance coverage? That practice soon may be a thing of the past.

West Monroe Healthcare, a consulting firm, polled 125 executives from dental plans and health plans about the future of dental coverage. The poll revealed that 96 percent of respondents agreed eventually it will be common to include dental benefits in medical plans. Thirty-nine percent of dental executives surveyed said they plan to work with health insurers to offer combined policies within five years.

The federal government's growing interest in promoting good oral health as a way to improve overall health for Medicaid/Medicare recipients is one of the top reasons observers expect health care policies to one day include dental insurance.

Improved technology, which makes it easier to share information and track benefits and payments, also is fueling interest in combined plans.

It's also much simpler for employers to manage one plan instead of several. In addition, 40 percent of those surveyed think employers want this because it's best for employees — particularly those who have human resource departments equipped to oversee multiple plans.

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In this issue:

This Just In ... Wave of the Future: Combined Health and Dental Benefits

How to Maximize 401(k) Limits and Savings Strategies

When it Pays for an Employer to be a Life Insurance Beneficiary

What to Expect From the ACA in 2019

New AHP Resources Now Available

 

 


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