November 2015 Volume 8, Number 11 | |||||
See Everything – Considerations When Purchasing Vision Insurance Vision insurance may seem expensive at first glance. However, doctors advise eye exams at least once every year. Secondly, you might need glasses — prescription and sunglasses — every year, and maybe contact lenses. Vision insurance covers all these items and services. Points to Consider If you are thinking of purchasing vision insurance, then there are some things that you will need to keep in mind for optimal coverage. When shopping for vision insurance, consider the following:
The right plan to buy depends on the services you need, location of network providers, etc. Look for an insurer that gives you access to multiple eye doctors, and never assume a provider is available in your area. Check the insurer’s list of network providers before buying a plan! The ideal plan will be one that covers the services you need, such as eye exams and the cost of glasses and prescription lenses, and that places the highest limits on its coverage of these services. To compare different plans, consider the following:
Out-of-Network Providers
Surgery For surgical procedures, such as LASIK or PRK refractive surgery, you want the most experienced eye surgeon available. Therefore, you should select your provider based on experience rather than whether he or she is in- or out-of-network or has the lowest rates in town. Going for an Eye Exam
When you arrive for your exam, someone on the doctor’s staff will ask you the name of your vision insurance company, your insurance plan, and your I.D. number. Some medical providers will submit your claim to the insurer and then bill you for the difference, which is why they need this information.
|
|
Implants and Bridges — and How Dental Insurance Can Help See Everything – Considerations When Purchasing Vision Insurance |
|||
|