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February 2017  Volume 10, Number 2        
 

This Just In ...

Don’t Let Life Insurance Benefits Go Unclaimed!

When a relative or close friend passes away, there’s a lot of paperwork to go through, and it’s easy to miss something important — like a life insurance policy. Fortunately, there’s now an easy way to make sure you don’t miss something.

The National Association of Insurance Commissioners (NAIC) has launched a new national database that allows you to find out whether you’re owed money from a deceased loved one’s life insurance policies or annuity contracts.

Go to https://eapps.naic.org/life-policy and fill out a request form. You must declare you have made a diligent search of records to see if the deceased left a policy or contract. You’ll need to know the deceased’s date of birth, date of death and Social Security number.

Once NAIC receives your request, it will work with participating life insurance companies to search their records to determine whether you are the beneficiary of a policy or contract. If NAIC finds life insurance proceeds, you may have to provide additional information, including a notarized death certificate and documentation of your legal authority to request and obtain information about the deceased person.

 

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In this issue:

This Just In...

Insured and Broke: The Problem of Underinsurance

How to Be Financially Fit

Long-Term Care Insurance Carriers Face Challenges

Saving Money on Prescriptions While on Medicare

 


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