This Just In…
Employers are maintaining employee health benefits but changing their plans in response to the Patient Protection and Affordable Care Act (PPACA), found a recent survey by the International Foundation of Employee Benefit Plans.
- 40 percent are increasing employees’ share of premium costs
- 29 percent are raising in-network deductibles
- 28 percent are increasing employees’ proportion of dependent coverage cost.
- 27 percent plan to increase out-of-pocket limits
- 25 percent plan to increase copayments or coinsurance for primary care
- 33 percent are putting increased emphasis on high-deductible plans with a health savings account (HSA), or assessing the feasibility of these plans.
Healthcare reform has also spurred interest in wellness and disease management among survey respondents:
- 18 percent adopted or increased wellness initiatives in the last 12 months, and 27 percent plan to do so in the next 12 months
- 38 percent are using more financial incentives to encourage healthy behaviors
- 27 percent are adopting or expanding disease management programs.
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