The Benefits That Will Attract Top Talent in 2025

Most employees feel good about their retirement savings, but rising day-to-day expenses can create enough stress to affect workplace productivity. To attract and retain top talent, employers should consider these financial challenges when updating benefits for 2025.

Anxiety Rises Over Living Expenses

Despite its recent cooling, inflation’s impact on the cost of living is the top stressor. Additional leading worries include credit card debt, housing, and medical bills.

To cover emergency expenses, 54% of employees are dipping into their retirement savings. This problem is worsened by the lack of emergency funds—only 25% of financially unstable employees have them, compared to 82% of those who are financially stable.

There’s also a contrast between retirement confidence and readiness. While 72% feel somewhat optimistic about retiring, just 38% expect to have the $500,000 in savings that 56% believe they need. Additionally, retirement savings goal estimates vary wildly, with 21% thinking they need less than $100,000 to retire. Employees need more financial education and tools to meet near- and long term money targets.

In this issue:

This Just In ... The Benefits That Will Attract Top Talent in 2025

Nearly Half of U.S. Workers Not Confident in Retirement Savings

How Your Benefits Package Can Give You a Competitive Edge

How Employers Can Prepare for Pay Equity Scrutiny

What Employers Should Know About Overtime Rules

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