This Just In ... Builder’s Risk and Construction Insurance Face Supply Chain and Labor Pressures
Construction projects continue to feel the strain of supply chain disruptions, rising materials costs, and persistent labor shortages. These pressures are extending project timelines and increasing exposure to delay related losses. As a result, carriers are tightening terms around soft costs, project delays, and change order management.
Underwriters are paying closer attention to contractor experience, job site controls, and documentation of project schedules. Businesses should expect more questions about procurement timelines, subcontractor oversight, and contingency planning. For owners and contractors, early communication with brokers and proactive risk management are becoming essential to securing favorable Builder’s Risk and construction insurance terms in 2026.
D&O Market Shows Signs of Softening — With Key Risks Still in Focus
The Directors & Officers (D&O) market is showing meaningful signs of easing as claim frequency stabilizes and competition gradually returns. Many buyers are seeing flatter renewals, broader terms, or improved retentions. However, the softening is not uniform. Underwriters remain focused on exposures tied to regulatory scrutiny, ESG reporting, cybersecurity governance, and financial transparency.
Public companies, firms undergoing leadership transitions, and organizations operating in highly regulated sectors may still face heightened review. Boards are increasingly expected to demonstrate strong oversight practices and clear documentation of governance processes. While pricing is improving, disciplined risk management remains essential to securing the best D&O outcomes in 2026.
This Just In ... Builder’s Risk and Construction Insurance Face Supply Chain and Labor Pressures
Commercial Insurance Outlook 2026: Property Finds Its Footing, Casualty Splits, Auto Deteriorates
Cyber Insurance Market Stabilizes as Security Controls Improve
Large Liability Claims Push Companies to Reevaluate Limits
What Underwriters Look for in Cyber Submissions
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