Survey Points Out
Value of Dental Insurance
The number of Americans with dental insurance has dropped since the recession. Among individuals under age 65 with private health insurance, more than one-quarter, or about 45 million, lack dental coverage.
A recent survey by the W.K. Kellogg Foundation has found that more Americans are delaying dental care due to cost. Forty-one percent of respondents reported that they or someone in their household has put off dental care because of cost. In addition, 79 percent agreed that it is important to receive regular dental care, but 40 said they do not have dental insurance.
Having dental insurance helps guarantee access to dental care and, in study after study, has proven links to improved oral health. In fact, the National Center for Health Statistics reports that persons with private dental insurance had more dental visits in the previous year than persons without private dental insurance.
Regular dental visits not only improve your oral health, they can save you money. It might cost $100 to fill a cavity when small. If neglected, however, it could lead to an abscess, requiring a root canal and crown and costing upwards of $2,500 to treat.
Although most dental plans are sold to employer groups, you can buy dental insurance on the individual market. Costs vary by insurer, plan and your geographical location, but some plans cost as little as $10 per person per month. For more information, please contact us.
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