2025 HSA Tips That Can Save You Money
Health Savings Accounts (HSAs) are more powerful than ever in 2025. Here’s how to make the most of yours:
- Know the Limits
You can contribute up to $4,300 if you have individual coverage, or $8,550 for family coverage. If you’re 55 or older, you can add an extra $1,000. - Use It for Telehealth
Telehealth services are now permanently eligible for HSA reimbursement—even before you meet your deductible. - Invest for the Future
Many HSA providers let you invest your balance in mutual funds or ETFs. Your money grows tax-free and rolls over year to year. - Save Receipts
You can reimburse yourself later for qualified medical expenses—even years down the road. - Think Long-Term
HSAs aren’t just for today’s expenses. They’re a smart way to prepare for health care costs in retirement.
Tip: HSAs offer triple tax advantages—pre-tax contributions, tax-free growth, and tax-free withdrawals for qualified expenses.
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2025 HSA Tips That Can Save You Money
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